Last updated: 7/13/25
Welcome to RetroRate (www.retrorate.com). This website and the RetroRate Applications (as defined below)(the "Sites"), together with the services provided through the Sites (collectively the Sites and services are the "Services") are owned and operated by Assumable Technologies Inc., a technology-powered mortgage technology company headquartered in San Diego ("RetroRate"). These Terms of Use which include the RetroRate Privacy Policy, serve as the "Agreement" between you and RetroRate regarding the Services, and provide important information to you, including information about your obligations about content and our limitation of liability to you. By accessing, downloading, or using any portion of the Services, you signify that you accept the terms of the Agreement. If you do not accept, then please do not use the Services.
RetroRate is a licensed real estate brokerage in the State of Colorado. License #EC.100109448. RetroRate assumes no responsibility for any result or consequence related directly or indirectly to any action or inaction that you or any consumer takes based on the Services or any other information available through or in connection with the Services or the Sites.
You must be: a) at least the age of majority in the state where you live to use the Sites, and b) a resident of the United States. If you are under 13 years old, do not use the Sites.
A. Copyright: All materials (including source code, data, images, and other content) contained in the Services, including the selection and arrangement of the materials, are owned by RetroRate or are licensed by RetroRate for use on the Sites. Our site uses Google Maps, please review their privacy policy, legal notices and terms of use. Portions of this page are modifications based on work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
B. Trademarks: RetroRate, the RetroRate logos and other RetroRate trademarks, service marks, graphics, and logos used in connection with RetroRate are trademarks or registered trademarks of RetroRate in the U.S. and/or other countries. Apple, the Apple logo, iPad, iPhone, and iPod touch are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Android is a trademark of Google Inc. Use of this trademark is subject to Google Permissions. Other trademarks and logos used in connection with RetroRate may be the trademarks of their respective owners.
C. Other Intellectual Property: RetroRate also owns trade secrets and know-how that contribute to the functionality of the Services.
D. License Granted: The RetroRate Services are available for your personal use, and we grant you permission to access, view, and use the Services so long as your use complies with these Terms of Use and any other applicable RetroRate policies.
E. Webscraping of Data Is Not Allowed: Crawling RetroRate and the RetroRate network of sites is allowed for inclusion in web search engine results only. Webscraping, downloading or webcrawling of any content or data, such as assumability status, downpayment amounts, interest rates, personal savings calculations, or other data for inclusion in other mortgage search sites, content aggregators, or any other purpose is strictly forbidden without prior written consent from RetroRate.
F. Restrictions: Except as enabled and directed on the Services, you may not modify, decompile, reproduce, redistribute, attempt to commercially gain from your use, or misuse of the Services or any of their components. You may not use any meta-tags or other hidden text using the RetroRate name or trademarks without our specific permission. We may revoke your permission to access and use the Sites, and we may block or prevent you from accessing the Sites, at our discretion without notice. If you violate the Terms of Use, your permission to access and use the Sites is automatically revoked.
G. Reservation of Rights: Except for the limited license granted above, RetroRate reserves all of its intellectual property rights in the Sites. This Agreement does not grant you any right or license with respect to any trademarks and logos.
H. Information Aggregation: RetroRate does not verify the authenticity of home listing data and is not responsible for any inaccuracies or misrepresentations. Users are encouraged to conduct their own due diligence before entering into any agreements. RetroRate is not responsible for any errors in displayed information or delays in displaying information. All information on the Sites is either transmitted to RetroRate from other entities or persons or was obtained through publicly available sources. Issues of data accuracy may be brought to the attention of RetroRate by sending feedback but it is likely that such information accuracy cannot be corrected by RetroRate and the entity or person that generated the information must be appealed to.
J. Interest Rate Information: Non-personalized interest rates used in publicly available calculators and tools are provided by Freddie Mac which makes no representations, warranties or conditions, express or implied to be used for informational purposes only. No guarantee of an individual interest rate is provided by using these tools. Users should consult with a licensed real estate agent, a qualified financial advisor or lender for personalized and accurate interest rate information.
You must register for an RetroRate account to personalize your data and track home information. You also must register before you can participate in forums or submit content. By registering for an RetroRate account you are agreeing to these Terms of Use. You are responsible for all activities related to the Services that occur through your account and password. It is your responsibility to keep your RetroRate profile information accurate. You agree to keep your password confidential, not use others' accounts, nor permit others to use your account. RetroRate reserves the right to terminate accounts at its discretion.
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.